We have many loans specifically designed to help small business owners either acquire a business, develop or acquire real estate for their business, or refinance existing properties and business equipment to improve terms or get cash for business growth.   For many owners looking to purchase or refinance their business properties, the best options come from SBA loans, and we are a recognized national leader in SBA 7(a) and 504 financing.  The 7(a) program is perfect for many scenarios, and it is historically the more flexible SBA program for refinancing business property and equipment or buying a business.  Our  team of loan specialists can help you assess whether the SBA 7(a) is right for you.   Through the Small Business Jobs and Credit Act of 2010 (click here to read the details of what this original bill provided), the SBA 504 loan program has been expanded to allow refinancing of business property under certain circumstances.    In late 2011, it was expanded to make it a bit more "user-friendly.   (click here to read about new SBA 504 eligibility, including use of proceeds changes.)   We can talk to you about whether the SBA 504 program is a fit for you. We also have many non-SBA loan programs, ensuring that we can provide the best solution for most financing needs.    We lend on most property types, including many that most banks pass on.   As of Jan 2012, rates are still at historic lows, with SBA financing as low as 4.0 - 6.0%.   Plus, we still have conventional fixed-rate and adjustable rate programs depending on your needs.   Loans are available for a wide variety of circumstances, such as: Business and property acquisition Business and property expansion Cash-out to buy equipment or materials Cash-out to payoff debts New business start-ups Working capital to fund new business growth Loan terms vary depending upon your needs and situation, but here are some advantages of the loans we offer: Long-term fixed financing from 4.5% Adjustable rate loans from 4.5% Moderate prepayment penalties Amortization terms from 20 to 25 years Opportunity for assumable loans Flexible terms and low out-of-pocket costs To discuss your situation with us today, give us a call toll-free at 1.866.888.3670 or click here to get started online!