SBA and Non-SBA Owner-Occupied Property Loans 

We have many loans specifically designed to help small business owners either acquire a business, develop or acquire real estate for their business, or refinance existing properties and business equipment to improve terms or get cash for business growth.  

For many owners, the best options come from SBA loans, and we a recognized national leader in SBA 7(a) and 504 financing.   The 7(a) program is perfect for many scenarios, and it is by far the best SBA program for refinancing business property and equipemnt or buying a business.   Our  team of loan specialists can help you assess whether the SBA 7(a) is right for you. 

We also offer SBA 504 loans and many non-SBA bank loan programs, ensuring that we can provide the best solution for most financing needs.    We lend on most property types, including many that most banks pass on.   As of January 2010, rates are still at historic lows, with SBA financing as low as 5-5.5%.   Plus, we still have conventional fixed-rate and adjustable rate programs depending on your needs.   Loans are available for a wide variety of circumstances, such as:

  • Business and property acquisition
  • Business and property expansion
  • Cash-out to buy equipment or materials
  • Cash-out to payoff debts
  • New business start-ups
  • Working capital to fund new business growth

Loan terms vary depending upon your needs and situation, but here are some advantages of the loans we offer:

  • Long-term fixed financing from 5.75%
  • Adjustable rate loans from 5.75%
  • Moderate prepayment penalties
  • Amortization terms from 20 to 30 years
  • Opportunity for assumable loans
  • Flexible terms and low out-of-pocket costs

To discuss your situation with us today, give us a call toll-free at 1.866.888.3670 or click here to get started online!

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